Spain Freelancer: Fees, Taxes & Net Pay Example
Updated 2026-09-27 · Illustrative USD invoice · Not tax advice
Spain uses progressive IRPF for most autónomos, plus cuota de autónomos (social security) that depends on your declared base. Gig income still loses marketplace and payout fees before local tax.
The scenario uses 32% on the post-fee balance as a simplified planning rate (IRPF slice plus part of social). Confirm with a gestor before you lower the tax field in the calculator.
Fiverr order → Wise → BBVA
Fiverr (20% flat) · Wise (~1%) + BBVA (0% incoming in this example)
$538.56
Fiverr order → Wise → BBVA
Fiverr (20% flat) · Wise (~1%) + BBVA (0% incoming in this example)
| Step | Amount (USD example) |
|---|---|
| Client pays (gross) | $1000.00 |
| Platform fee | −$200.00 |
| After platform | $800.00 |
| Withdrawal / payout fee | −$8.00 |
| Bank fee | −$0.00 |
| Tax set-aside (32% illustrative) | −$253.44 |
| You keep (net) | $538.56 |
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