Freelance Rate Calculator
Calculate your freelance rates after fees and commissions with UnFee. Free online freelance rate calculator for Upwork, Fiverr, PayPal, Stripe and other.
Then see your net income after platform fees, payment processing, bank charges, and taxes — before you send a proposal or invoice. This URL is the primary calculator; written guides live under pricing and country tax examples.
Calculate Fees
You Keep
$0.00
Read the full guide: How to set your freelance rate →
Example Net Pay Calculations (USD)
Worked examples using the same sequential fee order as the calculator above. Adjust any assumption in the tool — these are for planning, not quotes or tax advice.
$1,000 Upwork contract → Wise → US bank
Illustrative 10% Upwork tier in the calculator, 1% Wise, no bank fee, 22% tax set-aside.
Net: $694.98
$694.98
$1,000 Upwork contract → Wise → US bank
Illustrative 10% Upwork tier in the calculator, 1% Wise, no bank fee, 22% tax set-aside.
Net: $694.98
| Client pays (gross) | $1000.00 |
| Platform fee | −$100.00 |
| After platform | $900.00 |
| Payout fee | −$9.00 |
| Bank fee | −$0.00 |
| Tax set-aside (22%) | −$196.02 |
| You keep (net) | $694.98 |
$500 Fiverr gig → PayPal
Flat 20% Fiverr commission, 4.4% PayPal on the balance, 15% illustrative tax.
Net: $325.04
$325.04
$500 Fiverr gig → PayPal
Flat 20% Fiverr commission, 4.4% PayPal on the balance, 15% illustrative tax.
Net: $325.04
| Client pays (gross) | $500.00 |
| Platform fee | −$100.00 |
| After platform | $400.00 |
| Payout fee | −$17.60 |
| Bank fee | −$0.00 |
| Tax set-aside (15%) | −$57.36 |
| You keep (net) | $325.04 |
$1,000 Upwork → Wise → Ukraine (Monobank)
Example for international freelancers; see the Ukraine tax guide for local set-asides.
Net: $679.21
$679.21
$1,000 Upwork → Wise → Ukraine (Monobank)
Example for international freelancers; see the Ukraine tax guide for local set-asides.
Net: $679.21
| Client pays (gross) | $1000.00 |
| Platform fee | −$100.00 |
| After platform | $900.00 |
| Payout fee | −$9.00 |
| Bank fee | −$8.91 |
| Tax set-aside (23%) | −$202.88 |
| You keep (net) | $679.21 |
How It Works
Enter Your Rate
Type your hourly rate × hours, or your total project price, to get started.
Select Fees
Choose your platform, withdrawal method, and receiving bank.
See Net Income
View your net income after every platform, payment, and bank fee is deducted.
Why Choose UnFee?
100% Private
We don't store, track, or send your financial data anywhere. Everything runs locally in your browser.
Instant Calculations
No sign-ups, no loading screens. Get your exact net income in milliseconds.
Rate + Net in One Tool
Set your freelance rate, then instantly see your net income after fees — or work backwards from the amount you want to receive.
Global Coverage
From Upwork to local banks in Ukraine, India, or the US. We cover the real fees freelancers pay.
- ●Por qué contratarme por Upwork: pagos protegidos, reputación verificable y arbitraje
- ●Why hire me through Upwork: protected payments, a verifiable track record and arbitration
- ●08 Expert Ways to Buy Verified Upwork Accounts
- More in Guides →
Top Freelance Platforms of 2026
Freelance Guides
Upwork Fees for Freelancers
What Upwork charges freelancers in 2026: a variable 0–15% service fee locked per contract, plus Connects, membership, and withdrawal costs.
Read guide →
Fiverr Fees for Freelancers
What Fiverr charges freelancers in 2026: the flat 20% seller commission, what the buyer fee does not take from you, and withdrawal costs after you keep 80%.
Read guide →
Upwork Fees Explained: How to Maximize Your Income
Understand Upwork's sliding fee structure: 20%, 10%, and 5% tiers. Learn how to maximize your net income and calculate exact take-home pay.
Read guide →
PayPal vs Wise (TransferWise): Head-to-Head for Freelancers
When the choice is only PayPal or Wise, compare fees and FX. For Payoneer and Stripe in the same picture, see our main four-provider payments hub.
Read guide →
Fiverr's 20% Fee: Is It Still Worth It in 2026?
Is Fiverr's flat 20% commission still worth it in 2026? A practical guide to fees, margins, and when the platform makes financial sense for freelancers.
Read guide →
Fixed-Price vs. Hourly Contracts: Which Pays More?
Fixed-price or hourly billing? Compare which freelance contract type pays more after platform fees, scope risk, and your effective hourly rate.
Read guide →Freelance Rate Calculator — Set Your Hourly or Project Rate
Pricing is the hardest part of freelancing. A freelance rate calculator answers the question before you commit — hourly or fixed — with platform and payout fees included.
Read more about rate & net calculators
Should you charge $50 or $75 per hour? Is a $2,000 fixed project enough after Upwork takes 20% and PayPal adds processing fees? Enter your target rate, pick your platform and payout method, and UnFee shows whether your quote is actually profitable. Use reverse mode when you know what you need in your bank account and want to find the gross rate to charge instead.
Freelance Net Income Calculator — Know What You Keep
A freelance net income calculator is about the outcome, not the quote. It models what lands in your account after marketplace commission, PayPal or Wise fees, bank withdrawal costs, and estimated taxes. UnFee runs the math sequentially (gross → platform → intermediary → bank → taxes = net).
UnFee was built by freelancers, for freelancers. Learn how to set profitable rates in our step-by-step guide.
Freelance Rate Calculator — Set Your Hourly or Project Rate
Pricing is the hardest part of freelancing. Should you charge $50 or $75 per hour? Is a $2,000 fixed project enough after Upwork takes 20% and PayPal adds processing fees? A freelance rate calculator answers the pricing question before you commit — whether you bill by the hour or per project. Enter your target rate, pick your platform and payout method, and UnFee shows whether your quote is actually profitable. Use reverse mode when you know what you need in your bank account and want to find the gross rate to charge instead.
Freelance Net Income Calculator — Know What You Keep
A freelance net income calculator is about the outcome, not the quote. It models what lands in your account after every deduction layer: marketplace commission, PayPal or Wise fees, bank withdrawal costs, and estimated taxes. Many freelancers invoice $1,000 and plan their month around that number — then lose 15–30% to fees they never priced in. UnFee runs the math sequentially (gross → platform → intermediary → bank → taxes = net) so you see your real take-home pay, not a guess.
UnFee was built by freelancers, for freelancers. Use it as both a freelance rate calculator and a freelance net income calculator — set your price, verify your net, and adjust before you quote. Learn how to set profitable rates in our step-by-step guide.
Frequently Asked Questions
Freelancer Hubs Around the Globe
Useful Information
Market Ratesupdates every 10m
USD / EUR
0.89
USD / GBP
0.76
S&P 500
7,779.31
▲ 1.47% (24h)
Bitcoin
$85,606
▲ 0.34% (24h)
Ethereum
$2,707.95
▲ 0.28% (24h)
USDT
$1
▲ 0.01% (24h)