Bulgaria Freelancer: Fees, Taxes & Net Pay Example
Updated 2026-09-27 · Illustrative USD invoice · Not tax advice
Bulgaria’s flat 10% PIT is attractive, but social security and health insurance often add 25–30% on top for self-employed professionals. Platform and FX fees still apply before tax.
The scenario uses 25% on the balance after fees as a simplified total burden. Freelancers on the 25% expense deduction regime may differ.
Upwork → Wise → DSK Bank
Upwork (10%) · Wise (~1%) + DSK Bank (~0.3%)
$666.25
Upwork → Wise → DSK Bank
Upwork (10%) · Wise (~1%) + DSK Bank (~0.3%)
| Step | Amount (USD example) |
|---|---|
| Client pays (gross) | $1000.00 |
| Platform fee | −$100.00 |
| After platform | $900.00 |
| Withdrawal / payout fee | −$9.00 |
| Bank fee | −$2.67 |
| Tax set-aside (25% illustrative) | −$222.08 |
| You keep (net) | $666.25 |
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Opens the homepage tool with Bulgaria and this page's example scenario pre-filled. Adjust gross, fees, or tax % anytime.