UnFee

KNOW YOUR REAL INCOME

Stop guessing how much you'll actually keep. Calculate your exact net income after platform, intermediary, and bank fees.

Calculate Fees

You Keep

$0.00

How It Works

1

Enter Amount

Type your invoice or desired net amount to get started.

2

Select Fees

Choose your platform, withdrawal method, and receiving bank.

3

Get Net Income

See exactly how much you'll keep after every fee is deducted.

The Real Cost of Freelancing: Discover the Financial Impact of Hidden Platform Fees

Freelancing is hard enough without hidden charges eating away your hard-earned money. Whether you are working on Upwork, Fiverr, or directly with international clients, calculating your actual take-home pay can feel like a nightmare of percentages, withdrawal taxes, and conversion spreads.

UnFee was built by freelancers, for freelancers. We give you 100% transparency. Just enter your invoice amount, select your platforms and receiving bank, and see exactly how much money will land in your pocket. No more surprises on payday. Plan your finances accurately and grow your business with confidence.

Why Choose UnFee?

🔒

100% Private

We don't store, track, or send your financial data anywhere. Everything runs locally in your browser.

Instant Calculations

No sign-ups, no loading screens. Get your exact net income in milliseconds.

🔄

Reverse Engineering

Need a specific amount on your card? Our tool calculates exactly how much you need to invoice.

🌍

Global Coverage

From Upwork to local banks in Ukraine, India, or the US. We cover the real fees freelancers pay.

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Top Freelance Platforms of 2026

UW

Upwork

12M+ users

The world's largest freelancing platform.

Details
FV

Fiverr

4M+ users

Best for quick, specific gig-based work.

Details
TT

Toptal

Top 3% users

Exclusive network for top-tier freelancers.

Details
FL

Freelancer.com

50M+ users

A massive global marketplace for all budgets.

Details
DL

Deel

150K+ users

The modern HR platform for global teams.

Details
BT

Braintrust

10K+ users

User-owned freelancer network.

Details

Useful Information

Market Ratesupdates every 10m

USD / EUR

0.85

USD / GBP

0.73

Bitcoin

$77,445

6.63% (24h)

Ethereum

$2,439.8

5.39% (24h)

USDT

$1

0.01% (24h)

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Frequently Asked Questions

Instead of calculating fees from a gross invoice amount, our reverse calculator works backwards. You enter the exact net amount you need in your bank account, and the algorithm calculates the gross invoice amount you must charge your client to ensure you still hit your target after all platform, intermediary, and tax deductions.
Absolutely not. UnFee runs 100% in your browser. We do not send your invoice amounts, selected banks, or calculation results to any external server. Your financial privacy is completely protected.
Banks frequently update their fee structures, and some have complex tiered fees based on monthly volume. We provide the standard incoming international transfer fee. If your fee differs, you can always use the 'Manual Bank Fee' option in the calculator to input the exact percentage your bank charges.
It depends on your location, but generally, Direct to Bank (if free) or services like Wise and Revolut Business offer the best exchange rates and lowest fees. Traditional methods like PayPal or Payoneer often have higher percentage fees and hidden currency conversion spreads.
Currently, UnFee calculates the percentage-based fees (platform, intermediary, bank). Currency conversion spreads (the markup banks add to the exchange rate) vary by the minute. We are actively working on integrating live forex rates to include conversion costs in future updates.
We use the standard public fee structures published by the platforms. For example, Upwork uses a sliding scale (20% / 10% / 5%). Our advanced logic accounts for these tiers so you don't overpay or undercharge based on flat percentage guesses.

Freelancer Hubs Around the Globe

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